Superannuation Investment Options & Advice

Superannuation is a tax effective vehicle designed to save for retirement. Contributions can come from your employer and/or by your own money. Sometimes the government may add more by way of co-contributions and/or the low income super contribution.

Employers are required to pay into a super fund where your income exceeds $450 per month. For the self-employee superannuation contributions are optional.

Your super money is also invested by your super fund so it grows over time. When you retire, super is intended to provide a nest egg. Super is a long term investment.

If you commence saving for your retirement early, the more chance your savings have to grow. Ask us about our retirement gap calculator.

Insurance Through Super

Most super funds offer minimum life insurance coverage as part of their policies, but the reality is that the coverage is rarely enough to support your family if you pass away. While you can take out an additional life insurance policy and have a monthly premium deducted from your bank account, there are a number of benefits in choosing to increase your life insurance through your super account.

Watch this video to find out the benefits of taking out insurance through super, including cost savings, tax advantages and peace of mind.

Superannuation

Just because you can’t access all the funds until you retire, it doesn’t mean that your super is not your money. You have the ability to direct your investment options to ensure you get the most out of the money you are contributing.

View this video for a quick overview of what you can do to increase the value of your super investment.