OUR SERVICES
RETIREMENT PLANNING
Set aside some money for emergencies and unexpected events when considering what combination of income sources will be most suitable for your retirement needs.
INVESTMENT OPTIONS
Whether you are an experienced investor or a beginner, there are plenty of steps you can take to grow your money and keep it safe. Find out about the most common types of investments used by Australians – shares, managed funds, managed account, ETF’s, international investments and property.
DEBT REDUCTION
Debt recycling is the strategic co-ordination of cash flow to achieve home loan reduction, wealth creation / accumulation and tax minimisation all at the same time. This strategy is designed to maximise wealth creation opportunities and to pay off your home loan sooner allowing you to secure your financial future.
INSURANCE
Insurance is about providing money in the event that you die too soon, become disabled (permanently or temporarily) or suffer a major medical condition.
There are generally four different types personal insurance. You may elect to have one or more of these.
ESTATE PLANNING
It may be awkward, but it’s important to decide who you want to inherit your assets when you die. Find out how you can give instructions to your family about your legal and medical preferences should you fall ill or lose the capacity to make those decisions yourself.
SUPERANNUATION
Superannuation is a tax-effective vehicle designed to save for your retirement. Contributions can come from your employer and/or by your own money. Sometimes the government may add more by way of co-contributions and/or the low income super contribution.
SELF MANAGED SUPER FUNDS
Some people want the control that comes with managing their own super, but taking control means being responsible for managing your retirement funds which will involve significant time and effort. You need to understand your legal responsibilities and the investments you make because, at the end of the day you are the one responsible.